| At Territory Mortgage, we dedicate ourselves
to helping our clients know their customers and respond
with relevance. In that effort, we respect and protect the
privacy of those who visit or use our Web site. We want
you to know how your information is used.
How we use information obtained on
our website. Whether you're a customer or just
a visitor to our website, we protect the information you
give us.
- Your Applications. If you apply for products
or services or enroll in any banking or investment product
that we make available online, you may be asked to supply
personal information necessary for us to process your
application. If the information you provide will be
encrypted when it is sent to us, prior to completing
our request for the information, you will receive a
message that will advise you that the information that
you send from that page will be encrypted for privacy
while in transit. (Note: If you have changed
the default configurations on your browser, you may
not receive this message.) If this message does not
appear, the information you provide to us will not be
encrypted for privacy while in transit. We may retain
the information you provide so we can offer you products
or services related to your financial needs.
- Your E-Mails. We retain the contents of your
e-mail, your e-mail address, and our response so that
we can efficiently handle any of your follow-up questions
and also to meet legal and regulatory requirements.
If we believe a particular Territory Mortgage product
or service might be of use to you, we may occasionally
contact you at your e-mail address to inform you of
its potential benefits and availability.
Your e-mails to us should be sent using
the address listed under "Request Info" on our website.
Neither your inquiry nor our response is secure; you
should not (and we will not) include confidential account
information in an e-mail message. We reserve the right
to determine whether to respond to you via e-mail or,
depending on the circumstances, by using a more traditional
method, such as the U.S. Postal Service or by telephone.
You may also contact us by phone, U.S. postal mail or
by visiting the nearest office of the Territory Mortgage
affiliate or subsidiary with which you wish to communicate.
- Our Surveys. We may post a survey or promotion
on our website. Information that you provide in connection
with a survey or promotion may be used for internal
marketing purposes including, but not limited to, developing
website information and services you may find helpful.
We also may inform you of new or upgraded products and
services from Territory Mortgage based on the information
you give us.
- Our Planning Tools. When you use any planning
tools (calculators and worksheets) that we may post
on our website, the calculations are not stored in our
records. We have no access to the personal information
you provide when using these planning tools.
- Online Banking and Trading. In the event we
make online banking available to you through our website,
you may be required to provide personal information
to us in order to use such services. This information
may be retained in our system (or the system of any
outside company that assists us in delivering such services
to you).
- Information Collection. Some of our sites require
personal information, such as your e-mail address or
your account number, before you are permitted to perform
certain tasks (such as reviewing your accounts or corresponding
with us). In these situations, we collect your information,
if necessary, to interact with you. If you don't interact
with us or you browse anonymously www.TerritoryMortgage.com
, including pages linked to a Territory Mortgage affiliate,
personal information (such as your e-mail address) is
not collected.
We collect data regarding visits to our
website, including domain name, pages visited, length
of user session, etc., to assess the usefulness of our
site.
- Using "Cookies". To deliver better
service and a more effective website, we may use "cookies"
as part of our interaction with your browser. A cookie
is a small text file placed on your hard drive by our
Web Page server. It is not executable code and does
not harm your system. By configuring your preferences
or options in your browser, you determine if and how
a cookie will be accepted.
We use cookies to determine if a user
has previously visited our website and for a number
of other administrative purposes. Our cookies do not
collect personally identifiable information, and we
do not combine information collected through cookies
with other personal information to determine who you
are or your e-mail address.
- Children Visiting Our Website. We do not knowingly
solicit data from children, and we do not knowingly
market to children. We recognize that protecting children's
identities and privacy online is important and that
the responsibility to do so rests with both the online
industry and with parents.
- Contacting Territory Mortgage. If Web site
users have any questions or concerns regarding this
privacy statement or our information practices, please
contact us at:
E-mail: webmaster@territorymortgage.com
Phone: (800) 379-5845
Fax: (585) 869-0223
Postal Address:
Territory Mortgage
Attn: Website Privacy Advocate
7635 Main Street Fishers
P.O. Box 753
Fishers, NY 14453
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